Have you ever thought about buying a vacation home, traveling the world, spending more time with family or starting your own business? A lot of us have! Creating more financial freedom is a great way to help yourself in pursuing these dreams.

You can spend years reading books and listening to podcasts, getting inspired by success stories, and dreaming of that one day. But to actually achieve your dreams, you need to go into action mode.

If you are ready to set concrete steps to fund your goals in life, the Design Your Financial Freedom Toolkit is developed especially for you! It is a fun and easy way to become more financially independent. Are you ready?

Ronald & Fleur


Meeting all your financial obligations, while having the freedom to live your ideal lifestyle. That’s financial freedom! Being financially independent allows you to live the life you want without having to worry about money.

A growing number of people want to achieve financial independence. For some, it’s all about being able to retire before 40. Others want to depend less on their job income. Whatever your goal, the main thing is that you begin! And that’s exactly why we created the Design Your Financial Freedom Toolkit. It gives you a head-start in becoming more financially independent.

The Design Your Financial Freedom Toolkit is the most actionable and fun way to fund your goals in life. With the Toolkit, you design your own custom route towards financial independence. It’s like Google Maps, you choose the destination and the Toolkit helps you navigate towards it.

“Building our engine for our passive income”

“The “From Penny to Many” course gives us the tools to set our goals for the future. We want to achieve ours in the next five years.

With the toolkit, we are able to imagine how we get out of the rat race and build our engine for our passive income.

By using the included hands-on tools, you will get insights and a path to your favorite lifestyle. For us, this is partly working on our own terms while sailing the world.”

Nanno & Tekla


The Design Your Financial Freedom Toolkit is the ultimate combination of an online course and a workbook. The Toolkit contains seven modules and includes eight ready-to-use templates and ten fun exercises.

The Toolkit is the result of our own journey towards financial freedom. The approach is inspired by the ideas and principles of well-known methods such as The 4-Hour Work Week, Rich Dad Poor Dad and Atomic Habits.

With the Toolkit, you can completely design your own journey to finance your goals in life. We did the hard part and personally tested all of the methods, so we know they work. Now, all you have to do is apply them to your personal situation!

The Toolkit covers the four steps of financial freedom:

Step 1. Set your Goal

Determine your goal in life, when is your goal big enough, how will your dream fuel your journey, how much money do you need to fund your goal and how much passive income do you need to live your dream life

Step 2. Save Money

Saving money is key, tracking your expenses, spending less vs earning more, create a habit to maximize savings, what is your savings percentage and how to structure your bank accounts for success

Step 3. Create and Grow Assets

The difference between investing and creating assets, what is a good asset, your ideal assets (off/online), how to boost investments with the Multiplying Effect, and how much should you invest to create a durable passive income

Step 4. Break the Cycle

Design your own journey to financial freedom, what is the best scenario in your situation (turtle, horse or cheetah), when to break the cycle and start living from your passive income and how long will it take you

The price for the Design Your Financial Freedom Toolkit is 147 USD. This includes a whole year of access to the content including the modules, the assignments and the special kick-off program. The templates are downloadable and will be yours to keep and use as long as you like.

“We are now investing in the stock market and working on our first asset”

“When I opened the toolkit, I was amazed by the clean and nicely designed course. I did it on my phone and always had super easy access because of that.

There were a lot of personal details about Ronald en Fleur in the Toolkit, which made me figure, this could be me! The course made me realize instant changes in my day-to-day routine, because of the continuous confrontation it lets you have with your dream.

Not only did I learn so much about assets, and how to make your money work for you, but I had a great time doing so! I loved the quizzes and clear explanations of (normally) boring but important subjects.

It helped me to start conversations about long-term goals with my partner, which made thingclearerar for us financially. We found it really interesting to investigate the opportunities and possibilities we learned about in the course.

We are now investing in the stock market and working on our first asset. The Toolkit made me do, instead of still dreaming about it.”




  • Professional online platform

    The Toolkit is available in the online course environment of Teachable. This platform is amazing and will make it easy and intuitive for you to go through the steps of the process. It allows you to track your progress, which makes it fun to finish all steps!

  • Step-by-step easy and fun approach

    We are convinced that changing your financial future can (and should) be easy and fun. We hate boring spreadsheets and dull reading. In the Toolkit, we break down all the information you need in easy bite-size steps combined with fun exercises.

  • Work at your own pace

    You can go through the Toolkit at your own pace since you get access for a whole year. The eight templates that are part of the Toolkit are downloadable. That way you will have lifelong access to those and can keep using them as long as you like.

  • Focus on action

    We will only be satisfied when you change the way you approach your finances. That’s why the Toolkit is designed to get you into action. With the exercises and templates, you directly apply the information to your own situation.

  • Money back guarantee

    To make sure you aren’t at risk of being unhappy with the Toolkit, we added a 30-day no-questions-asked money-back guarantee. However, we are confident you will not be disappointed by the value you get.

Added Bonus: the Kick-Off Program

If you order the Toolkit NOW you will also join our special Kick-Off Program for free. With this program, you get an immediate boost to start with the Toolkit and support you in completing the steps of the Toolkit in six weeks.

During the Kick-Off Program, you receive weekly encouragement emails. In these personal messages, we highlight each step of the financial freedom process. We also get extra tips on using the toolkit and completing each assignment successfully. As part of our Kick-Off Program, you can contact us directly and ask us any questions you might have about the Toolkit.


This Toolkit shows you how to become more financially independent. No matter how big or how small your dreams are. This Toolkit will help you to create the best route to fund the steps towards your goals in life.

Many people never set the steps to fund their goals in life. They either feel it’s too hard, it will take too long, or that they will never be able to save enough money to make it happen.

Trust me, we know how you feel. When we started, we knew NOTHING about assets, investing, or passive income. We were unsure what our next smart move should be, and we definitely didn’t want to make the wrong choice and waste our hard-earned money.

Now, we live a financially free life and share our experiences and knowledge with others. We found an amazing way to create financial freedom and fund our dream in life. We never have to worry about income again. And neither should you!

If you are keen to switch to a travel lifestyle and look for ways to finance this big step, you will love the Design Your Financial Freedom Toolkit. We explain how we achieved financial freedom ourselves and let you work through the steps for your own situation.


Hi! We are Fleur and Ronald from the Netherlands. Eight years ago, we decided to create a different lifestyle. A life in which we could travel the world without having to work for an income or worry about money ever again.

Over the past years, we found a proven approach to successfully:

  • save enough money to invest in real-estate properties
  • rent out our real-estate to create a solid passive income
  • buy a brand new Lagoon 42 catamaran to travel around the world
  • quit our full time jobs before we both turned 40
  • cover all our monthly expenses from our passive income
If this sounds appealing, you will love the Design Your Financial Freedom Toolkit we created! We developed it especially for like-minded people that are keen to create a financially independent life for themselves and are keen to apply our method to their personal situation.


How do I get access to the toolkit?

Just hit the orange button. Directly after you have purchased the Design Your Financial Freedom Toolkit you will receive an email with a link to the online environment. After login, you can download all the templates and gain access to the manual as well.

Do I need something special for the toolkit?

Not really, you can use every device to use the Toolkit. The Toolkit is online, so you will have everything you need in your browser. The only extra thing you will need is a spreadsheet program (for instance Excel) to fill in some of the templates.

I’m not really a finance nerd. Will I understand it all?

Yes! You don’t need any financial knowledge or experience. The Toolkit is designed to make the process easy and fun.

What about my financial information?

The Toolkit is about financial freedom, but it doesn’t require you to share any (financial) information with us. You can download and fill in the templates privately.

How long do I have access to the toolkit?

The templates are downloadable and won’t expire. You will receive them after you purchase the Toolkit and can save them on your device. Also, you will get a whole year of access to the manual. If we add new content to the manual during that year, you will get these extra updates as part of the Toolkit.

I don’t have a credit card. Can I still get the toolkit?

Yes, if you don’t have a credit card or want to use another payment method, please send us an email at and we will get in touch with you.

What if I’m not totally satisfied with the toolkit?

We would never want you to be unhappy! If you are unsatisfied with your purchase, contact us in the first 30 days and we will give you a full refund.

I have another question

For other questions please send us an email at We will send you the information you need!