A blog about how to achieve Financial Freedom

Category: SAVE money πŸ’°

How to start investing in real estate

How to START investing in REAL ESTATE

Real estate has always been one of the most reliable and safest ways to invest your money. Still, many people are hesitant to invest their savings into real estate, which is understandable because large sums of money are involved in such investments. In this article, we discuss two strategies of how to start investing in real estate. Each strategy has its pros and cons. It’s up to you what suits you best.   Why invest in real estate When looking from a macro perspective there are a few global trends why investing in real estate is interesting. There is a […]

What does Pay Yourself First mean


Plenty of people struggle to pay their bills, mortgage, and all other expenses that they might have. As soon as a bill arrives they pay it. However, there might be someone you’re forgetting to pay – yourself. Funny, because you are more important than any creditor, right? Pay yourself first isn’t groundbreaking and pretty simple. So, what does pay yourself first mean? The benefits of pay yourself first are often not getting enough attention. And that is a shame because paying yourself first is an ideal way to set yourself up for financial success. In this blog article, we describe […]

Creative ways to save money

14 CREATIVE ways to SAVE money

If you are looking for creative ways to save money it is smart to use the double win approach. With this method, you create an extra incentive for yourself to stay on top of your game. In this article, we explain everything about the double win and give you 14 creative ideas to save money using this approach.   How to save money Saving money is essential in getting yourself to financial freedom. If you are keen to live a financially independent life, cutting expenses is actually more important than earning more money. We explain why this is the case […]

How MUCH should I have in SAVINGS

How MUCH should I have in SAVINGS

It is always smart to have some extra money on hand. With this money, you can have your buffer for any unforeseen expenses or a financial setback. You can save money for the short or the long term. Short-term savings are more focused on major expenses that can happen sooner, such as a new car, saving for vacations, or a new washing machine. For the longer term you can for example save for your early retirement or use your savings to pay off your mortgage. Partly because of this difference in short and long-term savings, many people wonder, how much […]

Living on a weekly budget of only 100 Dollars

Living on a WEEKLY BUDGET of only 100 Dollars

One of the best ways to realize your dream is to save enough money and to spend as little as possible on things that are not directly contributing to your dream. Saving costs by minimizing your daily expenses is the way to go if you are looking for a growing bank account. Although this is quite obvious, it can be very hard to actually do it. Temptations are everywhere: cool gadgets, new clothes, and fun things to do on the weekends. The opportunities to spend your money are endless. And let’s be honest: after a long week of working hard, […]

Five luxury items that suit a budget lifestyle

Five LUXURY items that suit a BUDGET lifestyle

Yes, you can be frugal, save money and lead a modest life while enjoying some luxury as well. In this article, we share with you the luxury items that suit a budget lifestyle. Be critical Over the past several years we have been very critical about the items we buy and use in our household. Especially since we know we will be moving onto a sailing boat with limited living space. Also, we are trying to spend as little money as possible to save up for this big life change. In addition to buying fewer new things, we have also […]

How much did we spend - september 2018

How much we spend in September 2018

We try to save as much money as possible to finance our dream. In the past, we were able to save enough money to pay for our three houses in cash. In 2018 we started working with a weekly budget to maximize our savings. If you are curious to know how we live on a budget of only 100 Dollars per week you can check out our blog article about it. In this blog, we give information about how much we spend in September 2018.Β  The weekly budget We have set our weekly budgetΒ of only 100 Euros, which is around […]

How we saved enough money to pay our houses in CASH

How to save to pay for a house in CASH

When we tell people that we don’t have a mortgage for our house, their reaction often is disbelief. If we add that we don’t have a mortgage for ANY of the three properties we own, the disbelief transforms into confusion. How is it possible? Read on if you are interested to learn how to save to pay for a house in CASH.Β  Last update: 11 December 2021 A mortgage is a common practice Yes, it is probably true that the most common practice is to mortgage your house when you are looking for a way to enter the housing market. […]

Cutting expenses vs earning more money_

CUTTING expenses vs EARNING more money?

Searching for ways to achieve your financial goal, we often look at two major options: spending less and earning more. But which is best? Cutting expenses vs earning more money: who wins the prize? Obviously, both create a way to save more money. By spending less and cutting your costs you can keep more money in your bank account. By earning more money you can increase your income. This will probably result in saving more money as long as you don’t start spending more.Β  We are taught to earn more It may feel like cutting expenses and earning more money […]

Unique tips travelling on the cheap

Unique tips traveling on the CHEAP

If you have been reading more articles on our blog you probably know by now that we love to travel. Traveling can be quite a challenge when you’re trying to be budget smart. The expenses quickly add up and a few relaxing weeks can become a super costly period in the year. Let’s explore some unique tips for traveling on the cheap! Of course, there are obvious ways to cut expenses during your travels. You can look for the best flight deals and save a lot of money by booking beforehand. Another way is to focus on free events at […]