Design your Financial Freedom

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Monthly expenses overview May 2021

Monthly expense overview May 2021

As we write this, the month of July 2021 is almost coming to an end already! About time, that we share our monthly expenses May 2021 with you. If you have been following our blog and our expense overviews, you will know that May 2021 has been our first full month of sailing again after wintering in the south of Spain. If you are curious to know how much we spend this month, you will love this expense overview in which we give you our total living expenses and break them down into eight main categories. It gives a good […]

“Every kind of life comes with its own rewards and struggles”

In ‘Money Talk’ readers who have chosen a different lifestyle, share their finances with us. This time, it’s the turn of YouTube sailing couple Mandy (31) & Alex (32) from See The Little Things. In this Money Talk, they give a glimpse into their money mindset. They started their sailing adventure two years ago and just announced that a little new crew member is on the way. ‘Mainly through planning and living cheap, we were able to save up enough money to buy a sailboat within 5 years of working.’   Tell us your story. Who are you and what […]

Monthly expenses overview Featured image

Monthly expense overview April 2021

In this blog, we share the living expenses of our life on board our 42ft Lagoon sailing catamaran. This article covers everything about our monthly expense overview April 2021. It’s already the 10th monthly expense overview we publish since we left the Netherlands in July 2020 to start our full-time sailing adventure. This blog shows you how much this lifestyle actually costs us and what we spend our money on.   Our lives so far: one big change Without any doubt, the last ten months have been the most intense months of our lives. The transition from full-time land life […]


The BEST way to INVEST your money

An important part of obtaining financial freedom is investing the money you earn. Investing your money is essential in creating a passive income for yourself that will last you a lifetime. To understand your financial future, it’s important to understand the best way to invest your money for financial freedom. Investing is a container concept and not all ways of investing money are smart when it comes to achieving financial freedom. That’s why we differentiate between ‘standard’ investing and investing+. The last one is the best way to invest your money for financial freedom. In this blog article, we will […]

Money Talk header Kathi and Max

‘We are so happy we didn’t wait for retirement to see the world together’

In ‘Money Talk’ readers who have chosen a different lifestyle, share their finances with us. This time, it’s sailing couple Kathi (36) & Max’s (39) turn to give a glimpse into their money mindset. Kathi and Max live on their beautiful classic sailboat named MAKANI. They are taking a sabbatical to travel full-time. ‘As soon as we started to save our money for this big adventure and a floating home, everything else felt less exciting and eventually became irrelevant.’    Tell us your story. Who are you and what do you do? Ahoy, there future-financial-freedom-experts. We are Kathi (36) & Max […]

atomic habits

ATOMIC HABITS for Financial Freedom

Establishing good money habits is an essential part of achieving financial freedom. While financial independence may feel like a huge goal to work too, it actually is a combination of a lot of tiny changes that create remarkable results. That’s why in our Design Your Financial Freedom approach and Toolkit we use the idea of Atomic Habits to shape financial change. In this blog article, we explain more about Atomic Habits and why they are so powerful. We also share the main habits you need to create for yourself to achieve financial freedom.   About Atomic Habits People tend to […]

Monthly expenses overview March 2021

Our monthly expense overview | March 2021

In this blog, we share our monthly expense overview for March 2021. We give you the total expenses for the whole month of March and break it down into several categories to give more insight into where the money went. Sharing our monthly expenses has been a great experience for us so far. It’s great to get positive feedback about how valuable the information is we provide. Especially since we feel that it also provides us with a lot of insights on whether we can sustain our traveling lifestyle with our Lagoon 42 catamaran. We have written a monthly expense […]

How to start investing in real estate

How to START investing in REAL ESTATE

Real estate has always been one of the most reliable and safest ways to invest your money. Still, many people are hesitant to invest their savings into real estate, which is understandable because large sums of money are involved in such investments. In this article, we discuss two strategies of how to start investing in real estate. Each strategy has its pros and cons. It’s up to you what suits you best.   Why invest in real estate When looking from a macro perspective there are a few global trends why investing in real estate is interesting. There is a […]

Money Talk Ceylan & Alfie

‘We decided to purchase our catamaran as ‘basic’ as possible’

In ‘Money Talk’ readers who have chosen a different lifestyle, share their finances with us. This time, it’s sailing couple Alfie & Ceylan’s (both age 30) turn to give a glimpse into their money mindset. They were able to buy a catamaran – a new 40ft Fountaine Pajot – last year and are now prepping to cross the Atlantic. ‘We are completely useless at budgeting. And of course, as always, we spend way too much money on cocktails and eating out.’   Who are you and what do you do? Hi, we are Ceylan & Alfie, and we sail a […]

What does Pay Yourself First mean


Plenty of people struggle to pay their bills, mortgage, and all other expenses that they might have. As soon as a bill arrives they pay it. However, there might be someone you’re forgetting to pay – yourself. Funny, because you are more important than any creditor, right? Pay yourself first isn’t groundbreaking and pretty simple. So, what does pay yourself first mean? The benefits of pay yourself first are often not getting enough attention. And that is a shame because paying yourself first is an ideal way to set yourself up for financial success. In this blog article, we describe […]