A blog about how to achieve Financial Freedom

How much did we spend - september 2018
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How much we spend in September 2018

We try to save as much money as possible to finance our dream. In the past, we were able to save enough money to pay for our three houses in cash. In 2018 we started working with a weekly budget to maximize our savings. If you are curious to know how we live on a budget of only 100 Dollars per week you can check out our blog article about it. In this blog, we give information about how much we spend in September 2018.  The weekly budget We have set our weekly budget of only 100 Euros, which is around […]

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How we saved enough money to pay our houses in CASH
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How to save to pay for a house in CASH

When we tell people that we don’t have a mortgage for our house, their reaction often is disbelief. If we add that we don’t have a mortgage for ANY of the three properties we own, the disbelief transforms into confusion. How is it possible? Read on if you are interested to learn how to save to pay for a house in CASH.  Last update: 11 December 2021 A mortgage is a common practice Yes, it is probably true that the most common practice is to mortgage your house when you are looking for a way to enter the housing market. […]

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Cutting expenses vs earning more money_
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CUTTING expenses vs EARNING more money?

Searching for ways to achieve your financial goal, we often look at two major options: spending less and earning more. But which is best? Cutting expenses vs earning more money: who wins the prize? Obviously, both create a way to save more money. By spending less and cutting your costs you can keep more money in your bank account. By earning more money you can increase your income. This will probably result in saving more money as long as you don’t start spending more.  We are taught to earn more It may feel like cutting expenses and earning more money […]

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Financial Independence Retire Early
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Financial Independence Retire Early

When you think of retirement you probably think of someone in their late 60s. A retired person has saved his whole life and has a huge pension fund. This way of retiring is the social norm and is used by plenty of people. A norm that we all know well, but it is certainly not the only way to retire. There are lots of other ways to prepare for your retirement and to retire at a young age! One option is to go for FIRE: Financial Independence Retire Early.   What is financial independence retire early? Financial Independence Retire Early […]

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Unique tips travelling on the cheap
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Unique tips traveling on the CHEAP

If you have been reading more articles on our blog you probably know by now that we love to travel. Traveling can be quite a challenge when you’re trying to be budget smart. The expenses quickly add up and a few relaxing weeks can become a super costly period in the year. Let’s explore some unique tips for traveling on the cheap! Of course, there are obvious ways to cut expenses during your travels. You can look for the best flight deals and save a lot of money by booking beforehand. Another way is to focus on free events at […]

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Using the double win factor in your financial choices
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Using the DOUBLE WIN factor in your financial choices

You have saved some money and are ready to let it work for you. For instance, you decide to buy a couple of shares that – at first glance – seem very profitable. Unfortunately, the share price drops, and your potential profits change into a loss. This happens to many people and people, therefore, tend to think that investing is risky. The reality is that a lot of risks are pretty manageable. The double win factor is something that I use to reduce the risk and to increase the profitability of my investments. It’s not a groundbreaking theory but something […]

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015. How to start a Wordpress blog with Bluehost
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How to START a WordPress BLOG on Bluehost

In this article, we will guide you through the process of how to start a WordPress blog on Bluehost. We have had a previous experience online with building websites, but we never before had a blog, so in the beginning, the process of starting was quite overwhelming. We had a lot of questions and uncertainties, such as: What is the best platform to share our information? How do we attract visitors and actually reach people with our blog? Will Google think our blog is worth showing in search results? Can we make sure people come back to the blog or subscribe? […]

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The power of the Big Hairy Audacious Goal
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The POWER of the Big Hairy Audacious Goal

During my MBA I got introduced to the concept of the Big Hairy Audacious Goal (or BHAG) for the first time in my life. I remember it well since the picture in the PowerPoint slide depicted a hairy monster-looking creature. How this monster could have anything to do with the class I was in and even with business in general? The power of the Big Hairy Audacious Goal soon became more clear. And I learned the way it can help to realize your dreams. Whether they are business-based or more personal. In short, creating your own BHAG will help you […]

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Set up your bank accounts for financial success
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Set up your bank accounts for financial SUCCESS

Thinking about financially successful people you tend to picture an expensive lifestyle. Living in an enormous villa in an idyllic dream-away place. You would probably need a bank account of a millionaire to be financially successful. Right? Or is there a secret way how to set up your bank accounts for financial success? While the millionaire’s lifestyle may be a very recognizable way, it actually hasn’t got much to do with financial success. Financial success is more about creating a situation for yourself in which you are happy with the amount of money coming into your bank account given the […]

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Tips when using Home Exchange
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Tips using HOME EXCHANGE to save money on holidays

When looking for ways to save money and to create assets for extra income streams, it is key to look at the expenses you are already making. Which expenses do you actually have and which can you cut completely or can be reduced to a minimum? Our holiday expenses are not that high. But once when we discovered the possibilities of Home Exchange, we were super excited about the fun way it provided to save extra money. Here are our tips using Home Exchange to save money on holidays. About Home Exchange Home Exchange is a website that creates opportunities […]

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