From Penny to Many

March 9, 2021

How MUCH should I have in SAVINGS

It is always smart to have some extra money on hand. With this money, you can have your buffer for any unforeseen expenses or a financial setback. You can save money for the short or the long term. Short-term savings are more focused on major expenses that can happen sooner, such as a new car, saving for vacations, or a new washing machine. For the longer term you can for example save for your early retirement or use your savings to pay off your mortgage. Partly because of this difference in short and long-term savings, many people wonder, how much […]

5 tips for financial independence retire early cover

March 2, 2021

All blogs, Financial Freedom 💸

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Financial Independence Retire Early Tips

Financial Independence Retire Early also known as FIRE is a lifestyle movement where people save a large part of their income intending to retire early. This movement is growing rapidly and is especially gaining popularity among millennials. In this blog, we want to give you 5 financial independence retire early tips that may help you to reach FIRE. How does financial independence retire early work? The FIRE movement suggests saving a minimum of 50% of their income. Ideally, it’s advised to save 75%, which is a huge amount. The money saved is then invested and used for early retirement. The […]

February 26, 2021

All blogs, Money Talk

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‘It would be great to have more passive income’

In ‘Money Talk’ readers who have chosen a different lifestyle, share their finances with us. This time, it’s sailing couple Katelin (30) & Andrew’s (36) turn to give a glimpse into their money mindset. ‘It would be great to have more passive income, like a rental property’. Tell us your story. Who are you and what do you do? We are Katelin (30) & Andrew O’Shea (36) from Australia and Ireland and we live aboard a 1985, Westerly Seahawk. Neither of us went to University and have both been in employment from when we were very young. Andrew qualified […]

February 23, 2021

All blogs, Monthly sailing expenses ⛵

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Our Monthly Expenses for January 2021

First monthly expense overview of the new year! Welcome to 2021 and to our monthly expenses for January. The new year is always a bit special, like a blanc piece of paper that has all these stories to be written, while you have no idea what they will be. Well, at least you can be assured that we will blog about the cost of sailing our Lagoon 42 catamaran. We decided to keep track of our expenses because we get such positive feedback on our monthly expense overviews. A lot of you really like reading them and we like writing […]

Five reasons why financial freedom is annoying

February 20, 2021

All blogs, Financial Freedom 💸, Set your GOAL 🎯

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Five reasons WHY Financial Freedom is ANNOYING

Yes, we could write a blog article after a blog article about how amazing life is when you achieve financial freedom. And it all will be true. Of course, living a life without having to worry about money is a huge luxury. But that doesn’t mean that there aren’t any downsides. There are! In this blog, we will share the five reasons why financial freedom is annoying. We share the five reasons why financial freedom is annoying not because we want to complain. We do, however, want to paint an honest picture about achieving financial freedom. To show you that […]

February 18, 2021

All blogs, CREATE assets 🌱

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How to INVEST in RENTAL property

Rental properties are a great way to become financially independent. We often get questions about how to invest in rental property. Especially, since we rent them out while we are sailing the world. In this article, we answer the most frequently asked questions about how to invest in rental property. If you consider investing in real estate as a rental property, we will provide you with interesting information about how we get a monthly passive income from our rentals while still being able to travel around the world. We also cover a lot of valuable information about investing in rental […]

February 17, 2021

All blogs, BREAK free 🙌, CREATE assets 🌱

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Passive Income IDEAS for 2021

Many jobs require people to go to work every day. The time that people spend in offices is huge. It’s hard to admit, but many people are stuck at their jobs. Trading time for money to pay for your expenses is becoming less interesting for a lot of people. And with good reason, because there are alternatives available than the standard 9-5 job. If you are interested in passive income read further. In this blog article, we give you some passive income ideas for 2021. What is passive income? People can only work a maximum number of hours per […]

January 25, 2021

All blogs, Monthly sailing expenses ⛵

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Our monthly expenses | December 2020

The last month of 2020! Time to wrap up this crazy year and share our monthly expenses sailing our Lagoon 42! With all the changes going on in the world, it definitely has been a challenging year. Especially because 2020 was also the year we started our full-time sailing adventure on our new catamaran. In December 2020, we stayed at the Marina of Almerimar in the south of Spain. We are living here until the end of March 2021 when the spring weather will hopefully bring us towards the islands of Ibiza, Mallorca, Corsica, and Sardinia. The video below gives […]

December 23, 2020

All blogs, Monthly sailing expenses ⛵

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Our monthly expense overview | November 2020

Our fifth monthly expenses blog is here! We’re happy to share our expenses again, this time covering the monthly expense overview November. We are pretty content that our expenses have been back to normal in November, after a very expensive month in October. In this blog, we will breakdown the expenses we made so you might get an idea of what life costs you when you decide to change your lifestyle to traveling on a boat or catamaran as well. Currently, we are living full-time on our Lagoon 42 catamaran in the marina of Almerimar in the south of Spain. […]

November 22, 2020

All blogs, Monthly sailing expenses ⛵

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Our monthly expense overview | October 2020

It’s about time we show you our monthly expense overview October 2020. This is the fourth month we are sailing and living full-time on our new Lagoon 42 catamaran. October has proven to be a quite different month for us and that shows directly in our expense overview: it’s our most expensive month on the boat so far! In this blog, we will show you all the expenses we made, break the costs down into more details and show you our average costs of living a sailing life after four months. We share these monthly expense overviews because we believe […]